L.A. from outside of Connecticut writes:
Dear Mister Condo,
I know the association is responsible for fixing roof leaks, but who is responsible for the damage done to inside ceiling from the roof leak?
Mister Condo replies:
L.A., I am sorry that you have had damage from a roof leak to your condo. As annoying as the original leak is, it is often the clean-up and repair that create the lingering problem. Typically, condo associations require unit owners to maintain a homeowner’s insurance policy that is designed to protect the owner in case of damage, and the association in case of unintentional damage caused by a failed common element, in your case, the roof. If you have this insurance, you simply contact your insurer to make a claim and the insurer should pay for your repair, less any deductible as called for in your policy. However, when claims get denied or mishandled, it is possible that a lawsuit or mediation of some kind may be necessary. I hope you had the right insurance and that your claim was handled properly. If not, it may be time to speak with an attorney. Good luck!