Condominium Damage Financial Insurance Neighbor Issues

Whose Insurance Pays for Condo Damage from Upstairs Burst Pipe?

J.M. from outside of Connecticut writes: Dear Mister Condo, I live in a second floor condo (3 floors). A pipe broke in the guy’s unit above mine and flooded my unit. I had to replace sheetrock, carpet, hardwood, and some fixtures. Am I responsible for the cost of repairs or are he and his insurance? Mister Condo replies: J.M., I am sorry that you experienced such damage. There are several possible answers to your question…

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Assessments Condominium Financial

Condo Garage Door Assessment for Unit Owner with No Garage!

D.F. from outside of Connecticut writes: Dear Mister Condo, I live in a condo with 11 units. Only 10 of the units have garages. I am the owner of the unit that doesn’t have a garage. A special assessment has been voted to replace garage doors. Do I have to pay the assessment? The 10 units are deeded. Mister Condo replies: D.F., unless your condo documents state otherwise, common elements are the property of the…

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Board Common Fees Condominium Governance Renting

Florida Condo Association Restricts Use of Boat Docks

A.R. from Florida writes: Dear Mister Condo, I own a condo in Florida which I rent out on an annual lease. My question relates to common element boat docks. The documents state: 1) only unit owners shall be allowed to keep boats. 2) Renters, Lessees, and guests are not allowed to keep boats on condominium property. Why can’t I allow a person who rents from me to use the boat docks? I pay for it…

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Board Condominium Governance Legal

Condo Sump Pump Thump and Bump!

D.H. from Fairfield County writes: Dear Mister Condo, There are sump pumps below my unit. They are in the cellar below my unit and are very noisy. They cycle on and off every 15 minutes and at end of each cycle, vibrate the floors loudly. I’ve complained to the BOD and the head maintenance guy and his main assistant but nothing has been done. I’ve put my attorney on stand-by notice. He will write the…

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