M.N. from San Diego County, California writes: Dear Mister Condo, My neighbor’s bathroom ceiling got mold and damage and a cracked ceiling. My plumber came over and found the problem was from leaking inside of my bathroom valve. I called insurance to file a claim and they approve to fix my bathroom, but denied to…
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Spiked Insurance Premiums Catches Condo Board Off Guard 
M.M. from Sarasota County, Florida writes: Dear Mister Condo, Because of not having Reserves, a sudden mega increase in insurance premiums has caused a special assessment to be levied, as well as a large increase in assessments for coming year. Should the Board have offset the increase by trimming expenditures and delaying unnecessary maintenance? For…
Condo Insurance Doesn’t Cover Neighbor’s Mold Remediation
H.H. from Cobb County, Georgia writes: Dear Mister Condo, My washing machine overflowed and caused water damage to both me and the downstairs neighbor. I have filed a liability claim to my own insurance and provided my neighbor the information 3 days later so she could have direct contact with the claim adjuster to figure…
HOA Owner Denied Access to Denied Insurance Claim
T.A. from New Jersey writes: Dear Mister Condo, Can somebody tell me if a homeowner and a treasurer (the same person) can request a copy of declined insurance claim on our HOA roof from 2 years ago? I was told by a board president to drop it and by management company that I am grossly…