D.S. from Connecticut writes: Dear Mister Condo, What is considered a “reasonable deductible” on condo insurance in Connecticut? Mister Condo replies: D.S., don’t you just love vague terms in association governance documents? Truly, what is reasonable to one person may be completely unreasonable to another. In this case, “reasonable” is left to the Board’s discretion….
Search Results for: insurance
Is “All In” Condo Insurance Required?
M.H. from Fairfield County, Connecticut writes: Dear Mister Condo, I live in a condo in Connecticut. 7 units – 3 in one building, 4 in the other. Is it mandatory in Connecticut to have “all in” complex insurance? Mister Condo replies: M.H., it is my understanding that all condominiums of 12 units or more in…
Condo Building Water Heater Damage Covered by Unit Owners Insurance
J.N. from San Francisco, California writes: Dear Mister Condo, I have a condo in a 65-unit complex. My building has 5 units and it shares 1 water heater. This water heater started leaking and caused damage to the common area and my unit, including my flooring and kitchen cabinets. The CCRs require me to file…
Condo Insurance Policy for Outdoor Items
B.P. from Allegheny County, Pennsylvania writes: Dear Mister Condo, I added an awning above my patio. What insurance will cover this? I have an HO6 policy and condo has master policy but I don’t see where either policy covers these items. Also, patio furniture and a grill. Mister Condo replies: B.P., even though you may…