M.M. from Litchfield County writes:
Dear Mister Condo,
Mister Condo replies:
M.M., I can’t imagine why such information would be withheld from you but you certainly have a right to it. Technically, the president isn’t the one to release such information although he/she certainly could. The treasurer is the one sending the checks to the insurance company. There should be minutes of past meetings kept by the secretary that detail the decision to purchase the insurance. If your condo has a property manager, they most likely have the information as well.
I can understand a Board member wishing to minimize claims as the more claims that are made the higher the premiums that must be paid by the association. In extreme cases, too many claims could even cause a carrier to drop an association from future coverage. However, as a unit owner, you have the right to know how to file a claim against insurance that you pay for through your common fees. Ask one of the other Board members or Property Manager for the information. If you still are stonewalled, contact an attorney and bring suit against the Board. Good luck!