D.G. from Fairfield County, Connecticut writes:
Dear Mister Condo,
How many months can a condo owner fall behind in condo fees before legal action can be taken?
Mister Condo replies:
D.G., when a condo owner falls behind on their individual common fees, the whole community suffers. Therefore, it is in everyone’s best interest that immediate action be taken to remedy the situation. Depending on the community’s by-laws, initial action may be taken in as little as 10 days of a late payment. That would usually be a simple late fee added to the delinquent payment. At 30 days, a letter might be sent. At 60 days, many communities would involve a collection agency or attorney to pursue the delinquency. From there, it the common fees remain unpaid, legal action, up to and including foreclosure actions could be taken against the delinquent unit owner. Foreclosure is the harshest of these actions and can be expensive for both the unit owner and the association. In most cases, a simple repayment plan will be negotiated between the delinquent unit owner and the association.