J.R. from outside of Connecticut writes:
Dear Mister Condo,
A family member slipped and fell in my shower. He’s 63 years old. He has been unsteady on his feet for a few years and has fallen before. My sister said her insurance company called and wanted info on me. Can I be sued for this? Do insurance companies normally ask questions like that?
Mister Condo replies:
J.R., I am sorry for your injured family member and for you. While I appreciate the severity of what has happened to you, I cannot offer legal advice as I am not an attorney. If you are concerned that you will be named in a lawsuit, you should seek the qualified opinion of an attorney. Most condo associations require unit owner’s to obtain homeowners insurance for just such an accident. In my limited experience, guests that get injured while inside of your property do have the right to sue the unit owner, in this case, you. My best advice is to seek legal counsel and explain to them what you have explained to me. It is very likely that the only damages sought will be from your insurer but you should definitely get a legal opinion on the matter as soon as possible. Good luck!
Slip and Fall Inside the Condo Shower; Who Gets Sued?: http://t.co/T1TI2Gfwe6
Slip and Fall Inside the Condo Shower; Who Gets Sued?: http://t.co/W55YTmOPzP
I would also suggest informing you Insurance company. They will likely want the opportunity to defend themselves and you. Failing to notify them might void some of your coverage. In fact, you may have no need for your own lawyer.
Like Mr. AMC, IANAL, yet my understanding is that generally, in CT, associations cannot require owners to have insurance, just recommend that.