T.P. from Cook County, Illinois writes: Dear Mister Condo, Hey there, first time homeowner/condo owner and we had an EVENT just occur. We just bought a condo and our ejector pump leaked poopy water everywhere. I’m going to paint the timeline for you. Wednesday morning, we conduct final walk through of our Condo and everything works….
Tag: Insurance
Condo Owner’s Insurance Won’t Pay for Neighbor’s Damage
M.N. from San Diego County, California writes: Dear Mister Condo, My neighbor’s bathroom ceiling got mold and damage and a cracked ceiling. My plumber came over and found the problem was from leaking inside of my bathroom valve. I called insurance to file a claim and they approve to fix my bathroom, but denied to…
Condo Not Likely Liable for Lightning Damage
B.H. from Sarasota County, Florida writes: Dear Mister Condo, If an outside AC unit is damaged by a lightning strike is the Association liable for the repairs? Mister Condo replies: B.H., I am sorry your air conditioner took a lightning strike. I have to say that is a little too common in Florida, isn’t it?…
Spiked Insurance Premiums Catches Condo Board Off Guard 
M.M. from Sarasota County, Florida writes: Dear Mister Condo, Because of not having Reserves, a sudden mega increase in insurance premiums has caused a special assessment to be levied, as well as a large increase in assessments for coming year. Should the Board have offset the increase by trimming expenditures and delaying unnecessary maintenance? For…