Board Condominium Damage Governance Insurance Legal

Trying to Prevent Condo Water Damage

L.L. from Fairfield County writes:

Dear Mister Condo,

After my pressure relief valve poured water on my basement floor and caused damage to the floor of my rec room, the property manager informed me that it is a new law in CT that requires all condo owners need to install pans and sensors under their hot water heaters. One of the plumbers that gave me an estimate on the job to install these items, advised me that because I had no drain in the floor, my problem would not be solved, as the pan would not accommodate the amount of water that the hot water heater or the pressure relief valve would release. My question is: what can condo owners in my situation do to eliminate future potential water damage?

Mister Condo replies:

L.L., that is a great question! I am sorry for your problems with your water system. Did you ask the plumber what he would do if it were his home? My guess is that the repair would be in the association’s best interest and they may allow you to install an expert recommended solution. I am not sure of any law that requires condo owners to install pans and sensors although many insurers now require preventative maintenance and standards or they will not honor claims. You might ask the Property Manager to cite the law for you so you know what you are dealing with. If it is just a maintenance standard, do as they suggest so you are covered in the event of damage. Also, once the plumber gives you a proposed solution, speak with the Board about implementing it. Covering yourself from uninsured damage is one thing. Actually solving the problem is another. Good luck!

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