What Right Does the Condo Association Have for My Car Insurance Info?

B.H. from Florida writes:

Dear Mister Condo,

I live in Florida. My condo association is requiring copies of each vehicle’s insurance policy. Wouldn’t the registration be enough? Isn’t that exceeding the right to know?

Mister Condo replies:

B.H., Sunshine State greetings! Your condo association is most likely enforcing a rule of your community that states that no unregistered or uninsured vehicles will be stored on the property. Think about it. If one of your fellow unit owners was keeping an uninsured car on the property and that vehicle were to be involved in an accident on the common grounds the community would be at risk of being sued. It is far better to provide the proof of insurance which you are required to have to operate the vehicle than to risk having uninsured vehicles domiciled on the common grounds creating a potential risk to all unit owners. Best wishes!