Condominium Damage Insurance Legal

Who Pays to Repair a Water Pipe Leak in Concrete Slab Floor of Condo?

P.H. from Florida writes:

Dear Mister Condo,

Our condo is over 30 years old located in Florida. We had a water pipe leak located under the concrete slab in the kitchen. Who is responsible for repairing and paying for work done? I had to hire a company to locate leak, remove concrete, repair leaky pipe, replace concrete. Total cost was: leak detection $395.00, plumber repair $300.00.

Mister Condo replies:

P.H., I am sorry you had a water pipe break in your unit. The answer to who should pay for the repair lies in your governance documents. If the association owns the concrete slab and/or the plumbing running through the slab, it may be their expense. If you own the slab and plumbing, it is your expense. For many associations, plumbing is considered a common element because it services multiple units. Have you asked your Board? My guess is you should have notified them of the leak and they should have hired the contractor and assumed the expense. Since you did this on your own, you may be on the hook for the cost or the association may offer a partial reimbursement. The good news is that your pipes are repaired and it only cost $695. It could have been far worse. Check your documents and see who owns the plumbing. That should prepare you in case this happens again. Good luck!

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